Privacy Policy

Your privacy matters to us - here's how we protect your information

Last Updated: March 15, 2025

Introduction and Scope

darnatheqos is committed to protecting your privacy and maintaining the confidentiality of your personal information. This privacy policy explains how we collect, use, store, and protect information about you when you use our financial risk assessment and mitigation services.

This policy applies to all interactions you have with darnatheqos, whether through our website, email communications, phone consultations, or in-person meetings at our Kingston office. We understand that financial information is particularly sensitive, and we've designed our practices to ensure the highest level of protection.

We collect only the information necessary to provide you with exceptional financial risk assessment services and to meet our legal obligations under Australian privacy laws.

Information We Collect

Personal Information

Contact details including your name, email address, phone number, and business address
Professional information such as your role, company details, and industry sector
Financial information relevant to risk assessment including business turnover, asset values, and existing risk management practices
Communication preferences and service requirements you specify during consultations

Technical Information

When you visit our website, we automatically collect certain technical information including your IP address, browser type, operating system, and pages viewed. This information helps us improve our website functionality and understand how our services are being accessed.

Service Usage Data

During our engagement, we collect information about how you use our services, including consultation notes, risk assessment outcomes, and implementation progress. This information is essential for providing ongoing support and measuring service effectiveness.

How We Use Your Information

We use your personal information for several specific purposes, all directly related to providing you with comprehensive financial risk assessment and mitigation services:

Conducting thorough financial risk assessments tailored to your business needs
Developing customized risk mitigation strategies based on your specific circumstances
Communicating with you about our services, including sending assessment reports and recommendations
Processing payments and maintaining accurate billing records for our professional services
Improving our service delivery through analysis of client outcomes and feedback
Meeting our legal and regulatory obligations under Australian financial services legislation

We never use your personal information for marketing purposes without your explicit consent, and we do not sell or rent your information to third parties.

Information Sharing and Third Parties

We maintain strict controls over who has access to your personal information. We only share your information in specific, limited circumstances:

Service Providers

We work with carefully selected third-party service providers who assist us in delivering our services. These include secure document storage providers, professional indemnity insurers, and specialized financial analysis software providers. All service providers are bound by strict confidentiality agreements and are required to implement appropriate security measures.

Legal Requirements

We may disclose your information when required by law, such as in response to a court order, subpoena, or regulatory investigation. We will notify you of such disclosures where legally permitted to do so.

Business Continuity

In the unlikely event of a business restructure, merger, or sale, your information may be transferred to ensure continuity of services. Any such transfer would be subject to the same privacy protections outlined in this policy.

Data Storage and Security

We implement comprehensive security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our security framework includes:

Encrypted data transmission using industry-standard SSL certificates for all online communications
Secure, password-protected servers hosted in Australian data centers with 24/7 monitoring
Regular security audits and updates to our systems and procedures
Limited access controls ensuring only authorized personnel can access client information
Secure physical storage for paper documents in locked filing systems at our Kingston office
Regular backup procedures to prevent data loss while maintaining security standards

All client data is stored within Australia and is subject to Australian privacy laws and regulations. We do not store personal information on overseas servers.

Your Privacy Rights

Under Australian privacy legislation, you have several important rights regarding your personal information:

Access and Correction

You have the right to request access to the personal information we hold about you and to request corrections if the information is inaccurate or incomplete. We will respond to such requests within 30 days and provide access free of charge in most circumstances.

Data Portability

You can request that we provide your personal information in a commonly used, machine-readable format, allowing you to transfer your data to another service provider if desired.

Withdrawal of Consent

Where we rely on your consent to process your personal information, you can withdraw that consent at any time. However, this may affect our ability to provide certain services to you.

Complaints Process

If you have concerns about how we handle your personal information, you can lodge a complaint with us directly. We will investigate your complaint promptly and work to resolve any issues. If you're not satisfied with our response, you can also lodge a complaint with the Office of the Australian Information Commissioner.

Data Retention and Deletion

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy and to meet our legal obligations:

Client consultation records and risk assessments are retained for seven years after the completion of services
Financial records and billing information are kept for seven years in accordance with taxation requirements
Marketing communications preferences are retained until you withdraw your consent
Website usage data is typically deleted after two years unless required for ongoing service improvement

When information is no longer required, we securely delete or destroy it using methods that ensure the information cannot be recovered or reconstructed. For electronic data, this includes secure deletion protocols that overwrite data multiple times.

You can request earlier deletion of your personal information, though we may need to retain certain information to meet legal obligations or resolve disputes.

International Data Transfers

darnatheqos primarily operates within Australia, and your personal information is stored and processed within Australian borders. However, some of our service providers may have systems that involve limited international data transfers.

When international transfers are necessary, we ensure that:

The receiving country has adequate privacy protections or the transfer is covered by appropriate safeguards
Our service providers are bound by contracts that require the same level of protection as Australian privacy laws
You are informed of any significant international transfers that may affect your personal information

Cookies and Website Technology

Our website uses cookies and similar technologies to improve your browsing experience and help us understand how our site is being used. We use several types of cookies:

Essential cookies that are necessary for the website to function properly
Analytics cookies that help us understand website usage patterns and improve our content
Preference cookies that remember your settings and provide a more personalized experience

You can control cookie settings through your browser preferences, though disabling certain cookies may affect website functionality. We do not use cookies for targeted advertising or share cookie data with advertising networks.

Changes to This Policy

We review and update this privacy policy regularly to ensure it remains current with our practices and legal requirements. When we make significant changes, we will:

Update the "Last Updated" date at the top of this policy
Notify existing clients via email about material changes that may affect them
Provide a summary of key changes on our website for at least 30 days
Obtain fresh consent where required by law for new uses of personal information

We encourage you to review this policy periodically, especially before providing us with additional personal information or engaging new services.

Privacy Contact Information

For any questions about this privacy policy or to exercise your privacy rights, please contact us:

Address: 3/50 Eastlake Parade, Kingston ACT 2604, Australia

Phone: +61732008223

Email: info@darnatheqos.com

We aim to respond to all privacy inquiries within 5 business days.